• Homeowners Associations (HOA) are formed of entirely voluntary communities of private home-owners that wish to create their own rules.
• Because they are entirely voluntarily agreed upon, these rules do not need to have any connection to the Legal Principle (so long as they create no substantial risk or actual nonconsensual initiation of physical force to neighbours that are not members of the HOA).
• For example, an HOA may choose to entirely ban gun ownership, drugs, gambling, prostitution, abortion, etc. on their premises.
• HOAs therefore allow people who have strong dislike for some aspect of the Legal Principle to express their preference without violating it.